by Eric Rodrigues | May 15, 2018 | Blog, Guest Post
You know those days where everything goes wrong and you’re so tired you don’t know what direction’s up? They’re a lot more manageable when you know what you’re working towards. Here’s 5 things that’ll help you survive—and make the most of!—your 40s and 50s. 1. Do...
by Eric Rodrigues | May 1, 2018 | Blog
Mortgages are a funny thing. On the one hand they allow you to become a home owner without saving up enough money to purchase the home outright, which is a really good thing. On the other hand, even at today’s really low interest rates, as they are amortized...
by Eric Rodrigues | Apr 16, 2018 | Blog, Mortgage
In an article released by the Canadian Mortgage and Housing Corporation (CMHC), it appears that those people who have a mortgage tend to be a little more credit worthy compared to those who don’t. It also points out that credit scores are quite steady across...
by Eric Rodrigues | Apr 3, 2018 | Blog, Homeownership
One of the benefits of working with an independent mortgage professional is choice when it comes to mortgage product. When you work with a single bank or financial institution, you are limited to the products they offer. When you deal with a mortgage broker, you gain...
by Eric Rodrigues | Mar 15, 2018 | Blog, Finance, Guest Post
By Sandi Martin of Spring Personal Finance. The point: it doesn’t matter what method you use to pay off debt, or if you use any method at all. What matters is that you stop creating new debt. It’s out there: the mathematically precise, strictly rational formula for...
by Eric Rodrigues | Mar 1, 2018 | Blog, Homeownership
So, you want to buy a home. Or maybe you want to sell your home. Either way, working with a real estate professional or REALTOR® is a really good idea. But with all the agents out there competing to earn your business, how do you find the right one? Here is a quick...
by Eric Rodrigues | Feb 15, 2018 | Blog, Mortgage
Have you ever noticed that just like gas prices, interest rates seem to go up and down for no reason at all? How come it feels like right before you are ready to buy a property, rumours of interest rate changes will start to flood the media? Or why do gas prices...
by Eric Rodrigues | Feb 1, 2018 | Blog, Homeownership, Mortgage
Last month, the article “Can’t find the Perfect Property in Your Price Range” was published on the blog, where the purchase plus improvements program was outlined as a way to buy and renovate a property at the same time. If you are looking to buy a...
by Eric Rodrigues | Jan 15, 2018 | Blog, Homeownership
You’re pre-approved for a mortgage, you’ve been shopping with location in mind, but unfortunately the perfect property isn’t jumping out at you. There is no doubt about it, finding the perfect property (within your price range) is a difficult task,...
by Eric Rodrigues | Jan 3, 2018 | Blog, Homeownership
As property prices continue to rise across Canada, the conversation around “how to climb the property ladder” has made a subtle shift to “how to get on the property ladder in the first place.” Especially if you’re single. Whereas before...